Build the Future with Us

Obtain swift access to the funds you require through the Danaaku App. With just a few minutes, you can effortlessly apply for a loan, receive a decision in 3 working days, and have the funds deposited directly into your Kayaaku Wallet.

Don’t delay any further – download Danaaku app now and sign up for free!

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Introducing our Danaaku App, a user-friendly and convenient solution that revolutionizes the borrowing experience. Discover the future of lending at your fingertips.

Get started with these simple steps:

  • Download Danaaku
  • Perform eKYC
  • Submit loan application
  • Wait for approval
  • Complete attestation and electronic signing of agreement
  • Receive digitally stamped agreement
  • Receive loan disbursement
  • Make loan repayment instalments

Unlock Your Dreams with Our Personalized Personal Loans!

Embrace life's possibilities and dreams with our versatile personal loans. Whether it's education, vacations, or financial freedom through debt consolidation.

We're here to make your aspirations a reality.

What makes Danaaku the preferred choice?

Quick sign up in a few minutes.

Fast approval in 3 business days.

Easy login via fingerprint or facial recognition.

Secured with security phrases, password and PIN

Scheduled and manual repayment.

Frequently Asked Questions

Yes, you would need to go through eKYC.

  1. Applicant Identification and Verification (AIV)
    First, we need to verify your identity by checking your selfie video or picture against your ID.
  2. Negative Reference Checks (NRC)
    Second, we would need to conduct background checks with our databases.
  3. Automated Customer Due Diligence (ACDD)
    Finally, we would need to assess your credit scores.

You can track your status on Danaaku.

We look at several criteria such as your age, income range, locality, employment period, credit score, and background.

Yes! All of your uploaded documents are accessible via the app. Also, upon signing your agreement, you can also view two documents comprising of the agreement with your signature, our signature and the lawyer’s signature, and a stamp certificate.

  1. Receive your loan approval on Danaaku app
  2. View offer letter and decide whether to accept or decline loan
  3. Download and view your loan agreement
  4. Play the pre-recorded video (optional)
  5. Schedule meeting date and time with lawyer
  6. Join the online attestation
  7. Hear explanation by lawyer with your questions
  8. End video recording when session ends
  9. View and sign agreement using eSignature
  10. Receive agreement with signature by us and lawyer
  11. Receive loan in 2 working days with eReceipt
  12. Download signed agreement and LHDN stamp cert

You will automatically receive your loan in 5 working days after you have signed the loan agreement.

Yes! Our credit officer will evaluate and decide on the approval.

Yes, you can still reapply. Our credit officer will re-evaluate and decide on the approval.

To delete your login profile, follow these steps:
  1. Login to Danaaku and access to Home Page
  2. Click on “More” icon at bottom bar
  3. Click on "My Profile" under Account Security
  4. Click on the "Delete Account" icon at the top right corner
  5. Tick on the T&C checkbox
  6. Click on “Submit” button

You can submit a request for profile deletion via FINTANI website at https://www.fintaniservices.com.my/contact

For more information on data retention, please review our Privacy Policy at https://www.fintaniservices.com.my/privacy